Advanced Vocabulary - Cheques and Using Cheques

Cheques and Using Cheques

blank cheque noun

a cheque that has been signed but does not have an amount of money written on it, so that it can be exchanged for whatever amount is entered.

bounce verb

if a cheque bounces, or if a bank bounces it, the bank refuses to pay it because there is not enough money in the account of the person who wrote it.

cash verb

to exchange a cheque for its value in notes and coins.

check noun

the American spelling of cheque.

checkbook

the American spelling of chequebook.

check card noun

American a debit card.

cheque noun

a piece of printed paper that you can use instead of money to pay for things. The American word is check.

chequebook noun

a book of cheques.

cheque card noun

a card given to you by your bank that you show when you write a cheque for someone.

cheque stub noun

the small piece of paper left in your chequebook when you tear out a cheque.

clear verb

if a cheque clears, or if a bank clears it, the bank allows the money to be used.

clearance noun

the process by which a bank accepts a cheque that you have written and pays the money to the person, shop etc that you gave the cheque to.

counterfoil noun

the part of something such as a cheque that you keep as a record of a payment you have made.

crossed cheque noun

British a cheque that has two lines drawn across it to show that it can only be paid into the bank account of the person whose name is on it.

draw on

to take money from a bank account by writing a cheque.

encash verb

British formal to exchange a cheque for money.

endorse verb

to write your name on the back of a cheque or official document to make it legal.

make out

to write all the necessary information on a document such as a cheque.

payee noun

the person who you pay a cheque or money to.

postdate verb

to put a date on a cheque or document that is later than the actual date it was produced.

predate verb

to write a date on a document that is earlier than the real date, especially on a cheque or a contract.

present verb

to give a cheque to a bank so that it can be put into your account.

traveller’s cheque noun

tourism a printed piece of paper that you sign and use as money when you are travelling. It can be replaced if it is lost or stolen.

cancel a cheque

British to tell your bank that a cheque you have written should not be paid by them. The American expression is stop payment on a check.

cross a cheque

British to draw two lines across a cheque to show that it can be paid only into the bank account of the person whose name is on it.

dud cheque

British a cheque that is worth nothing because the person who wrote it does not have enough money in their bank account.

honour a cheque

if a bank honours a cheque, it agrees to pay the amount of money written on the cheque to the person the cheque is written to.

in someone’s favour

showing who an amount of money written on a cheque should be paid to.

payable to someone

a cheque that is payable to someone has their name written on it because the money is owed to them.

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