vendredi 15 février 2013

Advanced Vocabulary - General Words Relating to Banking


General Words Relating to Banking 

a/​c abbreviation
account.

APR noun
annual percentage rate: the percentage that a bank makes you pay in interest when you borrow money from it, calculated over a period of one year.

balance noun
the amount of money you have in your bank account.

bank noun
belonging to or connected with a bank.

bank balance noun
British the amount of money that you have in your bank account.

bank draft noun
an order to pay someone that is sent from one bank to another bank, usually in a different country.

banker’s draft noun
a bank draft.

banker’s order noun
British a standing order 1.

banking noun
the work done by banks and other financial institutions.

banking noun
the activity of paying money into or taking money out of a bank account.

bank rate noun
the rate of interest that banks use to calculate how much interest to charge on money they lend to each other rather than to their customers.

bank statement noun
a document that shows all the money that went into or out of your bank account during a particular period of time.

base rate noun
British the rate of interest that banks use to calculate how much interest to charge on money they lend to their customers.

BIPS noun
business bank Internet payment system: an electronic system for making payments by moving money directly into a bank account over the Internet.

borrower noun
someone who borrows money from a bank.

cardholder noun
someone who owns a credit card or debit card for buying things with.

cashback noun
British money from your bank account that you can get from a shop when you pay for goods with a debit card.

CHIPS noun
business clearing house interbank payment system: an electronic system for making international payments in dollars and for changing money from one currency to another.

collateral noun
property that you agree to give to a bank if you fail to pay back money that you have borrowed.

commission noun
an extra amount of money that you have to pay to a bank or other organization when they provide a service for you.

credit noun
an arrangement to receive goods from a shop or money from a bank and pay for it later.

credit noun
an amount of money that you add to an account. An amount of money that you take out of an account is a debit.

credit limit noun
the maximum amount of money that a customer can borrow using a particular credit card account.

credit rating noun
business financial information about someone that a bank or shop uses for deciding whether to lend them money or to give them credit.

credit transfer noun
British a payment made directly from one bank account to another.

debit noun
an amount of money taken from a bank account.

deposit noun
an amount of money that you pay into a bank account.

depositor noun
someone who pays money into a bank.

direct debit noun
an order to a bank to regularly pay money from your account to a person or organization.

direct deposit noun
American an arrangement in which your salary is always put directly into your bank account 

discount rate noun
business the rate of interest that a central bank charges another bank that borrows from it.

draft noun
British a bank draft.

EFTPOS noun
business electronic funds transfer at point of sale: a system of paying for goods by moving money by computer from the customer’s bank account to the account of the company or person they have bought from.

interest noun
money that you receive from an institution such as a bank when you keep money in an account there.

interest noun
business money that a person or institution such as a bank charges you for lending you money.

interest rate noun
economics the percentage that an institution such as a bank charges or pays you in interest when you borrow money from it or keep money in an account.

Internet banking noun
a system that allows you to use the Internet to communicate with your bank, check your account, pay bills etc.

lending rate noun
economics a percentage that a bank charges a customer who borrows money.

money market noun
economics business activities in which banks and other financial institutions make money by lending money to other organizations.

mortgage noun
a legal agreement in which you borrow money from a bank in order to buy a house. You pay back your mortgage by making monthly payments.

night safe noun
British a metal container in the wall of a bank that you can put money into when the bank is closed.

online banking noun
a system that allows you to communicate with your bank on the Internet.

overdraft noun
an agreement with your bank that allows you to spend money when you have no money left in your account.

overdraft noun
the amount of money that someone owes their bank because they have used this agreement.

overdrawn adjective
if you are overdrawn, or if your bank account is overdrawn, you owe your bank money that you have spent when there was no money in your account.

passbook noun
British a small book showing the amounts of money that you put into and take out of your account in a building society.

paying-in slip noun
British a piece of paper on which you write information when you put money into a bank account.

real-time authorization noun
computing a system that can check whether a customer’s credit card is acceptable in a few seconds, so that an Internet shop can process an order immediately.

safe-deposit box noun
mainly American a safety deposit box.

safety deposit box noun
a small box that is usually kept in a bank, used for storing valuable possessions.

saver noun
someone who regularly puts money in a bank or building society so that they can use it later.

savings noun
money that you have saved in a bank or invested so that you can use it later.

savings ratio noun
economics a measurement of how much money people in a country are saving, which compares the amount of money they have available to spend with the amount of money they do spend.

sort code noun
a number that is used, for example on cheques, for recognizing the particular office of a bank where someone keeps their account.

standing order noun
British an instruction that you give a bank to take a particular amount of money out of your account on a particular day, usually each month, to pay a person or organization for you. A direct debit is a similar arrangement, except that the amount can change and is decided by the person who you are paying.

statement noun
an official document that lists the amounts of money that have been put in or taken out of a bank account.

strongroom noun
a room, often in a bank, for protecting money and other valuable things from being stolen or burned in a fire.

telebanking noun
a way of doing business with a bank by using your telephone or computer.

telephone banking noun
banking services provided to customers by telephone.

unsecured adjective
business an unsecured loan is money that a bank lends someone without making them promise to give property to the bank if they cannot pay the money back.

vault noun
a strongly protected room in a bank where money, gold etc is kept.

withdrawal noun
the process of taking an amount of money out of your bank account, or the amount of money that you take out.

merchant banking noun
a run on something
a time when a lot of people take their money out of a bank at the same time.

in credit
British to have more money in an account than the amount that you have taken out.

in the black
with money in your bank account, or with more money than you owe.




total words= 66

Aucun commentaire:

Enregistrer un commentaire